4931 Needle Fish Ln,ST. JAMES CITY, FL 33956
ST. JAMES CITY, FL 33956
Description
**Motivated seller! Bring your offer!** Discover an affordable opportunity to own a furnished, land-owned manufactured home in Pine Island Cove, a desirable 55+ waterfront boating community in St. James City on Pine Island. With **no lot rent, low HOA fees, community boating access, and resort-style amenities**, this home offers the relaxed Southwest Florida lifestyle buyers are searching for. Pine Island Cove is known for its welcoming atmosphere, active lifestyle, and convenient access to the water. Boating and fishing enthusiasts will appreciate the community’s long, wide boat ramp, boat-rinsing station, and waterfront green space where you can relax and watch neighbors return from a day on the water. Residents also enjoy a beautifully remodeled clubhouse, sparkling community pool, pickleball, bocce, social activities, and numerous community events. The home welcomes you with a screened front porch that is perfect for enjoying your morning coffee, visiting with neighbors, or taking in the island breeze. A separate utility room provides convenient indoor laundry, additional storage, and space for your boating, fishing, or beach equipment. Inside, the kitchen opens to the dining area and spacious great room, creating a comfortable layout for everyday living and entertaining. The Florida room provides additional flexible living space and can be opened to enjoy the fresh air or enclosed for year-round use. Both bedrooms are generously sized. The primary suite features a private bathroom, while the guest bedroom is conveniently located near the second full bathroom. Additional improvements include a newer roof and newer luxury vinyl plank flooring with a vapor barrier. The home is being offered furnished, making it easy to move in and immediately begin enjoying your Florida retreat, seasonal residence, or full-time island home. The spacious outdoor area behind the home offers additional room for entertaining, grilling, relaxing, or creating a personalized outdoor living space. There may also be an added benefit to establishing your Florida homestead before the end of 2026. If the proposed property-tax amendment is approved by Florida voters in November 2026, qualifying homeowners who establish residency and homestead eligibility by December 31, 2026, may be eligible for increased property-tax benefits. Buyers should independently verify eligibility and potential savings with the appropriate property appraiser or tax professional. With a motivated seller, land ownership, no lot rent, low HOA dues, boating access, a community boat ramp, newer roof, new carport, furnished interior, and active 55+ waterfront lifestyle, this Pine Island Cove home is a must-see. Schedule your private showing and bring your offer!
Details
| MLS # | 2026030375 |
|---|---|
| Listing Type | For Sale |
| Style | Manufactured Home |
| HOA Dues | $1,920 |
| Sub-Type | Resale |
| Status | Active |
| Year | 1989 |
| Days On Site | 40 |
| Listing Provided By | KW Florida Living | Alexis Hansen May |
Features
| Bed(s) | 2 |
|---|---|
| Bath(s) | 2 Total |
| SQ Feet | 768 |
| Car Port | Yes |
| Story(s) | 1 |
| Units | 1 |
| Zoning | MH-1 |
| Acreage | 0.09 |
| Water Front | Yes |
| Property View | Yes |
Interior
| Rooms Total | 0 |
|---|---|
| Cooling Yes / No | Yes |
| Cooling | Ceiling Fan(s), Central Electric |
| Heating Yes / No | Yes |
| Heating | Central Electric |
| Interior Features | Smoke Detectors, Vaulted Ceiling(s), Walk-In Closet(s), Window Coverings |
| Window Features | Window Coverings |
| Furnished | Turnkey |
| Appliances | Self Cleaning Oven, Washer, Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator/Freezer |
| Fireplace Yes / No | No |
| Laundry Features | In Garage |
| Room Dining Room Features | Dining - Family |
Exterior
| Exterior Features | Boat Ramp, Open Porch/Lanai, Screened Lanai/Porch, Storage |
|---|---|
| Roof | Metal |
| Security Features | Smoke Detector(s) |
| Lot Features | Regular |
| Patio And Porch Features | Patio |
Parking
| Garage Yes / No | No |
|---|---|
| Attached Garage Yes / No | No |
| Parking Features | Covered, Driveway Paved, Golf Cart, RV-Boat, Attached Carport |
Location
| Community Features | Clubhouse, Pool, Dog Park, Fitness Center |
|---|
Taxes
| Tax Annual Amount | 898.66 |
|---|---|
| Tax Block | 0 |
| Tax Legal Description | FLAMINGO BAY U-3A PB 34 PG 74-80 LOT 316 AKA PINE ISL COVE MHP OR 2194 PG 2145 |
| Tax Year | 2025 |
Area Information
| State | FL |
|---|---|
| County | Lee |
| City | ST. JAMES CITY |
| Zip Code | 33956 |
| Area | PINE ISLAND COVE |
| Community Name | PINE ISLAND COVE |
| Listing VS Median (in PINE ISLAND COVE) | |
Price: $134,900 low | high Med: $150,000 sqft: 768 low | high Med: 1,003 $ / sqft: $176 low | high Med: $153 On site: 40 low | high Med: 313.5 | |
Market Activity 33956
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Learn More About This Property
| State | FL |
|---|---|
| County | Lee |
| City | ST. JAMES CITY |
| Zip Code | 33956 |
| Area | PINE ISLAND COVE |
| Community Name | PINE ISLAND COVE |
| Listing VS Median (in PINE ISLAND COVE) | |
Price: $134,900 low | high Med: $150,000 sqft: 768 low | high Med: 1,003 $ / sqft: $176 low | high Med: $153 On site: 40 low | high Med: 313.5 | |
